Each month we carry out two searches to provide you with an updated Credit Report and Borrowing Power. These searches are ‘soft’ searches and do not impact the way lenders view you. As lenders are unable to see these searches when assessing your application for credit, they do not impact your Credit Score or Credit Report.
We are aware that sometimes these searches may be communicated as a ‘Credit Card Quotation’, but please be assured that they are still soft searches and are as a result of us updating your Borrowing Power or Credit Report. Unfortunately, we do not control the way companies choose to display these searches to you but we are continuously working on helping to increase understanding of these searches.